1. A user can submit a form as a guest and then is given the various methods of payment plugins, as a drop down list.
The form submit button takes him to the payment gateway URL . This plugin need not check the payment success status ( as I know currently it supports paypal only ) .
The admin manually approves payment.
2. My site is an astrology site hence the prediction is made individually hence his post s never revealed to the public, but only to the user.( Is this possible )
Thanks for the answers,as somehow I feel this is the plugin I am looking for sometime..